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Helping Kiwis Secure

Home Loans.Business Funding.Better Rates.

Straightforward lending solutions for first homes, business growth, and property investments across New Zealand.

Try for free. No credit card required.

These world-class teams are already using Hub

The process — Your Loan Process

Initial Chat

Tell us about your goals — buying, refinancing, or growing a business.

Loan Assessment

We compare lenders and recommend loan options that fit your needs.

Pre-Approval

We gather documents and secure fast, conditional approval.

Final Approval & Settlement

We handle the paperwork and guide you through to settlement.

Home, Business & Property Loans — Made Simple Tailored lending options for home buyers, investors, and businesses. We focus on what matters: results, clarity, and long-term value.

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Others

Based on Gtmetrix Scores.

Expert
Guidance

Custom Loan
Structuring

Investment
Property
Support

Business
Lending

Loan
Refinancing

Quick
Assessments

Get Into Your First Home Sooner

We simplify the mortgage process for first-time buyers, guiding you through every step with expert advice.

  • Deposit options from just 5%
  • Help with KiwiSaver
  • Personalised loan structuring

Finance Built for Property Investors

Access tailored loan solutions for short-term gains or long-term portfolio growth — backed by expert advice and efficient structuring.

  • Interest-only and revolving credit options
  • Equity-based borrowing strategies
  • Guidance on yield and capital growth
  • Pre-approvals to move fast on deals

Make Your Mortgage Work Harder

Refinance to reduce interest, consolidate debt, or free up equity — we’ll assess your options and handle the switch.

  • Compare rates across major NZ lenders
  • Structure loans for cash flow or savings
  • Consolidate high-interest debts
  • Access equity for upgrades or investments

Finance That Supports Your Business Goals

From startup capital to expansion funding — we tailor lending solutions to match your business cash flow and growth plans.

  • Loans for equipment, vehicles, and inventory
  • Flexible terms for cash flow lending
  • Funding for business purchase or expansion
  • Fast approvals with minimal paperwork

Structured Funding for New Builds

Build with confidence using stage-based lending and expert guidance — from land purchase to final inspection.

  • Loans released in drawdown stages
  • Support for owner-builders and developers
  • Guidance through council and bank requirements
  • Interest-only terms during construction

Simplify Your Finances. Reduce Stress.

Combine multiple debts into one manageable loan with lower interest — streamline payments and get back in control.

  • Merge credit cards, loans, and store cards
  • Lower monthly repayments
  • One fixed payment instead of many
  • No early repayment penalties

Looking for a corporate solution?

Trusted by Kiwis. Backed by Results.

We work with leading New Zealand lenders and financial institutions to deliver competitive, reliable loan outcomes.

Access to major NZ banks and non-bank lenders

Fast response times and clear communication

Dedicated support throughout your application

Integrated payroll
and checks.

Use customer data to build great and solid product experiences that convert.

We have three projects template large number of possibilities to customize.

Secure and
Affordable.

Use customer data to build great and solid product experiences that convert.

We have three projects template large number of possibilities to customize.

Real-time credit score analysis.

Use customer data to build great and solid product experiences that convert.

We have three projects template large number of possibilities to customize.

Simple pricing foreveryone.

Use customer data to build great and solid product experiences that convert.

Simple Plan

$10 /mo

Use customer data to build great and solid product

99.9 Uptime Guarantee

Unlimited Storage

Standard Plan

$30 /mo

Use customer data to build great and solid product

99.9 Uptime Guarantee

Unlimited Storage

Premium Plan

$40 /mo

Use customer data to build great and solid product

99.9 Uptime Guarantee

Unlimited Storage

Simple Plan

$10 /mo

Use customer data to build great and solid product

99.9 Uptime Guarantee

Unlimited Storage

Standard Plan

$30 /mo

Use customer data to build great and solid product

99.9 Uptime Guarantee

Unlimited Storage

Premium Plan

$40 /mo

Use customer data to build great and solid product

99.9 Uptime Guarantee

Unlimited Storage

Real-time credit scoreanalysis.

Adjust your design through a wide range of theme options in the WordPress Customizer and see the changes instantly.

Testimonials.

Use customer data to build great and solid product experiences that convert.

1m+

Installations

9.87

The Best Rated App

Latest Posts

Got Questions?
We’re Here to Help.

We assess your income, expenses, deposit, and credit history to estimate your borrowing limit.

Fixed rates lock in your repayments. Floating rates can move up or down with the market.

Yes, but it depends on your break fees and goals. We’ll show you if the switch makes sense.

Typically yes, but the required amount varies. Some lenders offer low-deposit options for builds.

Yes — we can bundle debts into one loan to simplify payments and often reduce interest costs.

Absolutely. We work with lenders who understand sole traders, freelancers, and small businesses.

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Let’s Find the Right Loan for You.

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