FAQ

Where should I start?

You can start by finding out what you can afford to buy and what you can afford to repay.  Depending on various factors such as income, number of dependants, external debts etc, each ones affordability is different, so it would be helpful to know how much you can afford before you set out to buy the house.

How do I apply for a loan?

We will help you fill out our application form and request certain documentations from you. We will then submit your proposal to the banks for consideration.

Can I get an approval from all the banks?

Every bank has their own lending policy.  So, depending on your application details, you may get an approval from all banks or from any one or two banks.

What is the maximum term of the loan?

Depending on certain factors, most banks will do maximum term of 30 years for your loan.  But that does not mean you have to continue to pay the loan for 30 years.  And that’s what we’re here for - to help you pay off your loan and get debt free quicker.

Are there any costs involved?

We do not charge any fees for our services.  However there will be other costs like solicitors fees, Registered valuation fees, building inspection fees (depends on case by case basis).